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Purchasing a diamond can be a stressful experience.  The most important item is the diamond budget.

  • Annual Salary –  You don’t want to spend every last penny on a diamond for your special someone because you still want to maintain your normal lifestyle
  • The practical guide for your budget is to base it on 3 months of your salary.
  • If you need financing, be sure your monthly budget can accommodate your additional payment.

For example: Customer A has an income of $2,000/month.  The total engagement ring budget is $6,000.  Customer A saved the money so as not to incur additional monthly payments.  The selected ring style was within his budget and he didn’t have to compromise style (see image below.)

Now that your diamond budget is set, it’s time to find that perfect diamond!